Gun Financing

Sezzle buy now and pay later, available at Impact Guns.

We now offer Sezzle — a buy-now-pay-later option available at checkout on firearms, ammunition, and outdoor gear. Sezzle splits your purchase into payments sized to your order and approval, so you know exactly what you owe and when, and your item ships right away rather than waiting on a full payoff.

Pay Over Time with Sezzle

Sezzle is a buy-now-pay-later platform that lets you split a purchase into smaller payments instead of paying the full amount upfront. Sezzle offers multiple ways to pay over time — shorter installment plans for smaller purchases and longer monthly payment plans for bigger-ticket items like firearms — with the specific options available to you shown at checkout based on your purchase amount and approval. Select Sezzle at checkout to see what you qualify for.

How Sezzle Compares to Our Previous Layaway Plan

Our old layaway plan held an item with a deposit for up to 60 days before it shipped. Sezzle works differently: your order ships right away, subject to the usual FFL transfer process, while you pay it off over time — no phone call or deposit required, just select Sezzle at checkout.

Why Finance Instead of Paying Upfront?

Spreading a purchase over time can make it easier to budget for a firearm, especially around a specific need — a home-defense pistol, a hunting rifle ahead of a season, or completing a collection — without committing the full amount in one transaction.

Frequently Asked Questions

Does Impact Guns still offer layaway? We've moved to Sezzle as our buy-now-pay-later option, which replaces our previous layaway plan.

Does Impact Guns still offer Credova financing? No. Impact Guns now offers Sezzle as our supported buy-now-pay-later financing option — Credova is no longer available for new purchases.

Do I need to apply for Sezzle in advance? No — select Sezzle as your payment method at checkout, and you'll see your available payment options and get a decision before you complete your order.

See Also: How to Order a Gun • Price Match Promise

Looking for gun layaway at Impact Guns? We now offer Sezzle instead — a buy-now-pay-later option available at checkout on firearms, ammunition, and outdoor gear. Sezzle splits your purchase into payments sized to your order and approval, so you know exactly what you owe and when, and your item ships right away rather than waiting on a full payoff.

Pay Over Time with Sezzle

Sezzle is a buy-now-pay-later platform that lets you split a purchase into smaller payments instead of paying the full amount upfront. Sezzle offers multiple ways to pay over time — shorter installment plans for smaller purchases and longer monthly payment plans for bigger-ticket items like firearms — with the specific options available to you shown at checkout based on your purchase amount and approval. Select Sezzle at checkout to see what you qualify for.

How Sezzle Compares to Our Previous Layaway Plan

Our old layaway plan held an item with a deposit for up to 60 days before it shipped. Sezzle works differently: your order ships right away, subject to the usual FFL transfer process, while you pay it off over time — no phone call or deposit required, just select Sezzle at checkout.

Why Finance Instead of Paying Upfront?

Spreading a purchase over time can make it easier to budget for a firearm, especially around a specific need — a home-defense pistol, a hunting rifle ahead of a season, or completing a collection — without committing the full amount in one transaction.

Frequently Asked Questions

Does Impact Guns still offer layaway? We've moved to Sezzle as our buy-now-pay-later option, which replaces our previous layaway plan.

Does Impact Guns still offer Credova financing? No. Impact Guns now offers Sezzle as our supported buy-now-pay-later financing option — Credova is no longer available for new purchases.

Do I need to apply for Sezzle in advance? No — select Sezzle as your payment method at checkout, and you'll see your available payment options and get a decision before you complete your order.

See Also: How to Order a Gun • Price Match Promise